Bank transfers
Bank Transfers Terms and Conditions
All terms of settlements under a Customer’s order are dated as of the date the Bank has been assigned for such settlement by a Customer’s respective order.
Payment orders for transfers in RUR received in the course of a “trading day” shall be executed within the same date except for transfers related with sales of foreign currency for RUR and mail/wire transfers, which are to be executed within the next trading day.
Payment orders for the Bank internal transfers are accepted in the course of a trading day and they are to be executed within the same trading day.
Outward transfers, ordered by Customers in USD and Euro in the course of a “trading day”, are to be executed within the same date (should such order be assigned after the end of a “trading day”, the transfer is to be executed no later than within the next trading day) except for transfers related with conversion transactions or sales of foreign currency for RUR, which are to be executed within the next trading day.
Customer’s payment orders for transfers in currencies other than USD and Euro, including CIS currencies, are to be executed by the Bank in a term not to exceed the second trading day.
The terms of Customer’s payment orders execution by the Bank can be changed if appropriately agreed by the Customer and signed between the Bank and the Customer in additional Agreement.
In the event of a transfer being executed in a currency other than the same of the Customer’s account (conversion transaction), the commission is to be charged off the Customer’s account in the original account currency at the cross rate of the Central Bank of the Russian Federation as of the date of such transaction.
Payment order withdrawal is allowed until the end of the current “trading day” by the Customer’s written request.
| # | Type of Service | Rates | |
|---|---|---|---|
| 1.2.1. | Transfers in RUR | ||
| 1.2.1.1. | Deposit to the Customer’s account | Free of charge | |
| 1.2.1.2. | Transfers within the Bank | Free of charge | |
| 1.2.1.3. | Payment of taxes, dues, customs duties, other customs taxes, government duties as well as in respect of transfers being a voluntary contribution to charitable foundations | Free of charge | |
| 1.2.1.4. |
Transfers (including an account closing) to other credit institutions: * |
25 RUR |
|
| 1.2.1.5. | Surcharge for urgent transfer of RUR, resulted from sale of foreign currency, to other credit institutions (Transfer execution, if the Bank shall be able to, at the date of sale of a foreign currency, in the event of payment order being submitted within a “trading day”) |
2,000 RUR additionally to transfer charge | |
| 1.2.1.6. | The Bank’s acceptance of additions and alterations in payment orders ** | 200 RUR | |
| 1.2.1.7. | Inquiry of transfer and search of funds in RUR which have not been transferred to an account, according to the Customer’s written request | Free of charge | |
| 1.2.2. | Transfer from the Customer’s account to other credit institutions in “Express Transfer” - mode (if available): | ||
| 1.2.2.1. |
For payment orders submitted to the Bank until 10:00 with the execution deadline until 11:00 (1st tour) |
1,000 RUR (per each transfer) |
|
| 1.2.2.2. |
For payment orders submitted to the Bank until 13:00 am with the execution deadline until 14:00 am (2nd tour) service available if possible
|
500 RUR (per each transfer) | |
| 1.2.2.3. | For payment orders submitted to the Bank until 15:00 am with the execution deadline until 16:00 am (3rd tour) Service available if possible |
500 RUR (per each transfer) | |
| 1.2.2.4. | Application by the Customer of funds that have been transferred to the Customer’s account within a trading day. *** Service available when transferred no later than in 3rd tour Service available if possible Except for transfers in favour of the Bank |
1,000 RUR (per each transfer) | |
| 1.2.3. |
Transfers in foreign currencies |
||
| 1.2.3.1. | Deposits in foreign currency to the Customer’s account | Free of charge | |
| 1.2.3.2. | Foreign currency transfers within the Bank | Free of charge | |
| 1.2.3.3. | Transfers in foreign currency upon Customer’s order (except for customs and tax duties) ** |
Transfers in USD Transfers in Euro Transfers in other currency 0.1% of total amount |
|
| 1.2.3.4. | Surcharge for urgent transfer in USD and Euro (execution upon agreement with the Bank within the same trading day if payment order has been submitted after the end of “trading day”) | 50 USD in addition to transfer rate |
|
| 1.2.3.5. | Surcharge for urgent transfer in foreign currency upon Customer’s order (transfer execution, if the Bank is able to, within the date of purchase of foreign currency or conversion, in the event the payment order is submitted within “trading day”) | Transfers in USD 70 USD Transfers in other currency 70 EUR surcharged additionally to transfer rate |
|
| 1.2.3.6. | The Bank’s acceptance of additions and alterations in payment orders, payment order withdrawal** | 50 USD | |
| 1.2.3.7. | Inquiry of transfer and search of funds in foreign currency which have not been transferred to an account, according to the Customer’s written request for transactions executed within 6 months ago for transactions executed earlier than 6 months ago |
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Note:
*- Cable transfer charges are collected by the Central Bank of the Russian Federation when transferred by wire.
** - Postal, cable and telephone charges, correspondent banks commissions, SWIFT charges and other expenses borne by the Bank and confirmed by appropriate documents, are to be collected in addition to the Bank’s commissions, in the amount of factual expenses borne by the Bank.
*** - Commission is charged upon funds transfer to an other credit institution via Cash Settlement Centre, Nostro accounts and the Bank’s Cash Department.
23A Tarasa Shevchenko Riverside
Tel.: + 7 (495) 730-0850
Fax: +7 (495) 730-0851