Payment system «Rapida»

(effective as of 01 August 2008)

Service Payments Using Rapida Money Transfers

All payments are accepted in Russian Rubles.
The Bank shall not be held liable for the funds being received by a Customer untimely in the event of any technical problems that may be occurred to the Non-banking Credit Organisation “Rapida Payment System”.
Payments are accepted exclusively in favour of entities listed below.

#	Service	Minimum amount of transfer	Rate
1.	Cellular operators*	200 RUR.	Free of charge
2.	Commercial TV*	200 RUR.	2%
3.	Internet access*	200 RUR.	2%
4.	Domestic long-distance and international calls*	100 RUR.	2%
5.	Housing services*	100 RUR.	Free of charge
6.	Crediting Rapida account	500 RUR.	Free of charge
7.	Loans repayment*	500 RUR.	1% min: 50 RUR.

Notes:
*- service providers index:

Cellular operators:
MTS; Beeline; Megafon; SkyLink Moscow; SMARTS Samara GSM; SMARTS Astrakhan GSM; SMARTS Volgograd GSM; SMARTS Orenburg GSM, SMARTS Yaroslavl GSM; Corbina Telecom; UTEL; TELE2-Russia; MOTIV.
Commercial TV:
AKADO; Cosmos TV; Orion Express; TV-Media; NTV+; STREAM TV.
Internet access:
AKADO; Corbina Telecom; Netbynet; STREAM; Golden WiFi; QWERTY; COMSTAR; PROPUSK; Golden Telecom; ROL; Startelecom; Atri-com; P.P.I. Centre.
Domestic long-distance and international calls:
Arktel Moscow; Startelecom; Rostelecom Moscow.
Housing services:
MGTS – monthly fee; Utel city telephone line; Housing services in Moscow; Mosenergosbyt Moscow; Mosenergosbyt Zelenograd; Mosenergosbyt Moscow Region; Housing services in Pskov; Startelecom St. Petersburg; Housing services in St. Petersburg.
Loans repayment:
Gipekassa; Express AKB (OAO); Absolut Bank AKB (OAO); ALFA-BANK (OAO); BNP PARIBAS Bank (ZAO); Lefko Bank AKB (OAO); Probiznesbank AKB (OAO); Rusfinance (OOO); Rusfinance Bank (OOO); Home Credit and Finance Bank (OOO).

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