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- Interest is paid at the end of the term (time period) of the deposit.
- Additional deposits are not allowed.
- Partial pay-off is not allowed.
- If the term of a deposit together with an additional agreement period does not exceed a determined period of funds acceptance, a deposit can be extended.
- In case of pre-scheduled termination of a contract the interest is counted and paid at the current rate of the Bank set for call deposits.
| Currency | Amount of the deposit | Interest rates, % |
| 31 – 90 days | 91 – 180 days | 181 days – 1 year | 1 – 1,5 years | In excess of 1.5 years |
| Russian rubles |
10,000 – 999,999 |
3 |
4 |
5 |
6 |
7 |
| 1,000,000 – 4,999,999 |
4 |
5 |
6 |
8 |
9 |
| 5,000,000 – 9,999,999 |
5 |
6 |
7 |
9 |
10 |
| 10,000,000 – 29,999,999 |
6 |
7 |
8 |
10 |
11 |
| In excess 30,000,000 |
Subject to additional agreement |
| USA dollars, EURO (equal to US dollars) |
1,000 – 49,999 |
3.0 |
3.5 |
4.0 |
5.0 |
6.0 |
| 50,000 – 99,999 |
3.5 |
4.0 |
5.0 |
6.0 |
6.5 |
| 100,000 – 499,999 |
4.0 |
4.5 |
6.0 |
7.0 |
7.5 |
| 500,000 – 999,999 |
4.5 |
5.0 |
7.0 |
8.0 |
8.5 |
| In excess 1,000,000 |
Subject to additional agreement |
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